Personal Contract Hire (PCH) | Affordable Car Leasing at RRG Group

Looking for a hassle-free way to drive a brand-new car without the long-term burdens of ownership, unexpected maintenance bills, or steep depreciation? Personal Contract Hire (PCH)—commonly known as personal leasing—is one of the fastest-growing and most cost-effective routes to getting behind the wheel of a brand-new vehicle.

At RRG Group, we leverage over 50 years of automotive expertise across Greater Manchester, Lancashire, and West Yorkshire to bring you competitive, manufacturer-backed leasing offers. With PCH, you simply pay a fixed monthly fee to drive the car you love, and when your contract is up, you hand it back and upgrade to the next model.​

Why Choose Personal Contract Hire with RRG?

Personal leasing is designed for drivers who prioritize driving a modern, reliable vehicle every few years with absolute budget predictability.

• Lower Upfront Cost: Customise your initial rental layout (typically equivalent to 1, 3, 6, or 9 monthly payments) to suit your budget.
• Predictable Fixed Monthly Outgoings: Because interest rates and terms are locked in from day one, your monthly lease fee will never change.
• No Depreciation Anxiety: You don't have to worry about selling the car later or losing sleep over its future market value. The residual risk stays entirely with the finance company.
• Road Fund Licence Included: Your annual road tax is covered by the leasing provider for the entire duration of your agreement.
• Optional Maintenance Packages: Eliminate surprise garage bills by adding an optional servicing, tyre, and repair package directly into your fixed monthly payment.

Explore Personal Lease Deals Across Our World-Class Brands

As a premier multi-franchise dealer group in the North West, RRG Group offers an incredible selection of vehicles to lease. Whether you want a self-charging hybrid city commuter, a spacious plug-in family SUV, or a cutting-edge pure electric vehicle (EV), our specialist leasing teams can build a profile to match your needs.

Choose Your Next Vehicle From Leading Global Manufacturers:

• Toyota Leasing: Access highly efficient, self-charging hybrid technology with crowd-favorites like the Yaris Cross, Corolla, and the robust RAV4.
• Lexus Leasing: Step into premium luxury and refined craftsmanship with the all-electric RZ or executive hybrid SUVs like the NX and RX series.
• Kia Leasing: Drive away in award-winning crossovers like the Kia Sportage or the highly acclaimed, pure-electric EV6 and EV9.
• Škoda & Peugeot Leasing: Discover ultimate family practicality with the Škoda Octavia or opt for striking, tech-heavy French design in the Peugeot 208 and 3008.
• Mazda & MG Leasing: Combine driving dynamics with sleek styling in the Mazda CX-5, or secure exceptional value and affordable electric motoring with the popular MG4 EV.
• OMODA & JAECOO Leasing: Be among the first to experience the latest wave of smart, premium, and futuristic SUVs sweeping the UK market.

How Personal Leasing Works at RRG

Setting up your PCH agreement is a simple, transparent 4-step process designed around your specific driving habits:

1.Select Your Ideal Brand and Model:

Browse our extensive new car stock online or visit an RRG showroom to find the exact manufacturer, trim, and fuel type (Petrol, Hybrid, or EV) you need.

2.Configure Your Lease Terms:

Tailor the contract contract length (typically 24, 36, or 48 months) and decide your initial rental profile to establish your ideal monthly budget.

3.Set Your Annual Mileage Profile:

Choose an accurate annual mileage limit (e.g., 8,000, 10,000, or 15,000 miles per year). This calculates the vehicle's future value and keeps your payments highly precise.

4.Drive and Return:

Enjoy your brand-new vehicle for the duration of the term. At the final month mark, simply return the keys to RRG, undergo a standard wear-and-tear check, and choose your next new car.

Business Upgrades & Fleet Management

Are you looking for a vehicle for professional use? We also offer dedicated Business Contract Hire (BCH) frameworks across our regional RRG Business Centres, maximizing tax efficiencies and VAT recovery benefits for sole traders, partnerships, and limited companies alike.