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Choosing a new or used Peugeot car means investing in a model that exudes exceptional design and impressive performance. Plus, through a selection of financing options - Hire Purchase, Personal Contract Purchase, and Peugeot’s own Just Add Fuel scheme - you can be confident that your next vehicle offers plenty of value too.
Personal Contract Purchase - or PCP - is a scheme that makes investing in a new or used Peugeot as affordable as can be, with the chance to spread payments covering the depreciation in value of the vehicle you choose. These payments are often lower than with other buying plans, making it a popular choice for motorists.
What are the advantages of PCP?
Low, affordable monthly payments
Flexibility with the option to return the vehicle at the end of the contract
When the time comes to return the vehicle, if its value exceeds the Guaranteed Future Value, you will be able to use this equity as a deposit on a new car
What should you consider when opting for PCP?
Buying the vehicle outright will require payment of an optional balloon payment at the end of the agreement
You will be unable to sell the vehicle until you have settled the agreement
You should consider your annual mileage, as any miles exceeding this amount will be charge as extra
Maintenance and service needs should be upheld according to the terms of the agreement
Can I settle my PCP agreement early?
You can, simply by requesting an early settlement figure from the finance company. Note, however, that this figure will incorporate any difference between the value of the vehicle and what you still owe - a value regarded as negative equity.
Hire Purchase is the simplest, most traditional purchase plan available for vehicle financing. It enables you to spread the cost of purchasing over an agreed period of time, at the end of which you will be the outright owner of the car with no further obligations.
What are the advantages of HP?
Spread the cost of buying a new or used car over a number of years
Fixed monthly repayments that are affordable and easy to budget for
You will be the outright owner of the vehicle once all payments have been completed
What should you consider when opting for HP?
Monthly repayments may seem more expensive than on a PCP or alternative plan
You will be unable to sell the vehicle until you have settled the agreement
The vehicle will not be yours until all payments are made
Can I settle my HP agreement early?
Settling a Hire Purchase agreement can be achieved by requesting an early settlement figure from the financing company. In such an instance, you will be required to pay off the difference between the worth of the car and what you owe, the difference of which is known as negative equity.
The options for purchasing a new or used Peugeot have been designed to be as affordable as possible. In addition to the PCP and Hire Purchase options detailed, you can also take advantage of the manufacturer’s Just Add Fuel offer. This scheme provides three years of insurance, car tax, warranty, roadside assistance and routine servicing in one payment, leaving you with only fuel left to pay for. Get in touch with the team at RRG Peugeot today to discuss in more detail and to secure the best deal for you.
