Nissan Finance

Here at RRG Nissan, we understand that purchasing any new or used vehicle doesn’t come cheap. That’s why we’re pleased to provide you with vehicle financing options that represent exceptional value for money across our Nissan car range.

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What is Personal Contract Purchase (PCP)?

For those that wish to take advantage of the lowest monthly payments possible, Personal Contract Purchase (PCP) is the ideal option. This scheme lets you pay a deposit followed by fixed monthly repayments that cover the depreciation in value of the vehicle. At the end of the period, you will be able to either return the model to the dealership or cover the Guaranteed Future Value with an optional balloon payment and become the full owner of the vehicle.

What are the advantages of PCP?

Low monthly repayments over a fixed period of time
Flexibility to either purchase or return the vehicle
Should the value of the vehicle exceed the Guaranteed Future Value, you may be able to use this equity as a deposit on another model

What should you consider when opting for PCP?

That in order to become the overall owner, you will need to pay the optional balloon payment
Your annual mileage allowance should not be exceeded, otherwise additional charges will apply
You cannot sell the vehicle until you’ve settled the agreement in full
You are responsible for all maintenance and servicing in accordance with the terms of your agreement

Can I settle my PCP agreement early?

It is possible to settle your PCP agreement early by requesting a settlement figure from your finance company. You should also note that if there is a difference in value between the vehicle’s worth and what you owe, you will be obligated to pay this too.

View Vehicles on PCP

What is Hire Purchase (HP)?

Hire Purchase is as straightforward as they come. Pay a deposit on the vehicle of your choice, then pay off the remaining balance over an agreed period of time through fixed monthly payments. At the end of the contract, you will be the outright owner of your new Nissan car.

What are the advantages of HP?

Drive away in a quality new Nissan and spread the payments over a fixed term
No mileage limitations or additional charges for excess use
Outright ownership of the vehicle at the end of the agreement

What should you consider when opting for HP?

Higher monthly repayments when compared with PCP financing
Inability to sell the vehicle until you’ve settled the whole agreement
You will not be the owner of the car until all payments are complete
Maintenance and servicing need to be completed according to the terms of the agreement

Can I settle my HP agreement early?

Yes. Get in touch with the financing company and request an early settlement figure. This will incorporate any difference in value between the vehicle’s worth and your outstanding balance.

View Vehicles on HP

What product is best for me?

Choosing the right financing product is easier when discussed with a team of experts. At RRG Nissan, we pride ourselves on offering all the advice you need to make a fully informed decision. Simply get in touch with a member of the team today and we’ll be happy to answer any questions you may have and help secure the best value for money possible on our vehicles.

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1 Bolton Street, Bury, United Kingdom, BL9 0EY

Reg Office: 173 Cross Lane Salford Manchester M5 4AP

Reg. Company Number: 1053351

VAT Reg. No. 498 0951 95

Financial Disclosure

RRG Group Limited is registered in England No: 1053351. Registered at: 173 Cross Lane, Salford, M5 4AP. VAT Registration No: 498 0951 95.
RRG Group Limited is authorised and regulated by the Financial Conduct Authority (Ref No 668548) for consumer credit purposes and an Appointed Representative of Ingeni Services Group Limited (Ref No 747381) which is authorised and regulated by the Financial Conduct Authority for Insurance Mediation purposes. We do not charge fees for processing finance or insurance products. Please be aware that we may receive an introductory fee or commission from our finance partners. We may also get paid an additional fixed commission if you are a returning customer. Commission may be calculated based on either a fixed amount relating to the vehicle you are purchasing, a percentage of the amount of finance you are borrowing, or a combination of both. Different finance lenders may pay different commissions for such introductions. Such payments will not affect the amount you pay under any finance agreement, all of which are set by the lender. We may also receive an introductory fee or commission from our insurance partners for processing insurance policies.