Lexus Hire Purchase

At Lexus Bolton and Lexus Stockport, we understand that luxury should come with simplicity. If your goal is total ownership without the complexity of mileage limits or large final payments, Hire Purchase (HP) Finance is an ideal solution. This traditional and straightforward method of financing allows you to spread the cost of your new or approved used Lexus over a fixed term—typically between one and five years—making budgeting for your dream vehicle easy and predictable.

How Hire Purchase Works for You

The process is designed with the "Customer First" approach that defines the RRG Group. After selecting your Lexus, you choose an initial deposit amount, which can be supplemented by a part-exchange of your current vehicle. The remaining balance, plus interest, is then divided into fixed monthly repayments.

• No Large Final Payment: Unlike other finance options, there is no "balloon" payment at the end of the term.
• Unlimited Mileage: Because the goal is ownership, you are free to drive your Lexus as much as you like without worrying about excess mileage charges.
• Full Ownership: Once the final instalment and a small "option to purchase" fee are paid, the vehicle is yours to keep, sell, or part-exchange as you wish.

Why Choose HP with RRG Lexus?

Our expert teams in Bolton and Stockport are here to tailor an HP agreement to your specific financial needs. With fixed interest rates throughout the agreement, you are protected against any future rate rises, ensuring your monthly outgoings remain constant. Furthermore, by choosing RRG, you gain access to the Lexus warranty, which can protect your vehicle for up to 10 years as you move through your ownership journey.

Experience a transparent, no-pressure way to finance your Lexus. Visit us today to see how HP can provide the most direct route to owning a Lexus.

A traditional financing method that allows you to drive the Lexus of your choice and spread the payments over an agreed period. Once you have made all of your payments, ownership transfers to you without an additional large final payment. See further details below.​

Benefits

Lexus Hire Purchase offers a flexible repayment term with fixed monthly payments for easy budgeting and no large final payment. The car is yours at the end of the agreement.

How it works

Firstly choose the Lexus you would like to drive. Then, to determine how much your monthly payments will be, decide how much deposit you'd like to pay and how long you want the term of the agreement to be.

At the end of your agreement

Once all of the contracted repayments have been made, ownership of the vehicle will pass to you.