Contact

Close
Contact

How The Motability Scheme Works

How it works

You simply exchange all, or part of your mobility allowance to lease the vehicle of your choice. You choose the vehicle you want at a price that works for you, and payments are deducted from your allowance every four weeks, then paid directly to us by the Department for Work and Pensions (DWP) or Veterans UK.

Our standard lease is over three years, or five years if you are leasing a WAV.

All-inclusive leasing

We take care of all the below running costs, so all you need to do is add fuel and go:

  • Insurance (for up to three named drivers for cars and WAVs)
  • Servicing, maintenance and repairs due to general wear
  • Breakdown cover
  • Tyre repair and replacement
  • Windscreen repairs

Before you lease a vehicle through the Motability Scheme, you’ll need to make sure that you’re happy with the Scheme’s terms and conditions and understand how the vehicle can be used .

1. Choose your vehicle

When choosing a new vehicle, there is a lot to consider, including cost, suitability and fuel consumption. To make it easier to find a vehicle that meets your needs, please speak to any of our trained specialists who will ‘best match’ your specific requirements to the new car you deserve.

2. Search for the right Manufacturer

Once you’ve worked out what’s important to you in a vehicle, the next step is to visit a dealer. With 21 dealerships in The RRG Group offering Motability cars from 8 Manufacturers we are bound to have one perfect for you. You can discuss your preferred options with a fully trained Motability specialist at any of the sites and arrange a test drive. We will also discuss whether optional extras or adaptations might help make driving easier or more comfortable.

3. Order your vehicle

Once you have decided which vehicle is right for you, your Motability specialist will complete your order with you using our simple online system. We will then send you an acceptance letter containing your Personal Identification Number (keep this safe as you need it to collect your vehicle). Before making your final decision it’s worth discussing with us the expected delivery time for your new car as this can vary from model to model. It could take a few weeks, but please stay in touch with your dealer in case there are delays.

Am I eligible to join the Scheme?

You can apply to join the Motability Scheme if you receive one of these disability allowances:

You need to have at least 12 months left on your allowance when you apply. If you have less, you'll need to wait until your allowance provider renews your allowance.

If you're 65 or over, you can apply as long as you already receive one of the above allowances and it has at least 12 months left.

You cannot apply to join the Scheme if you receive a lower rate or component of mobility allowance, or Attendance Allowance.


Check if you're eligible

Changes to mileage

From 1 July 2026, when you order a new vehicle on the Motability Scheme the standard mileage included will be reduced.
We’ve made this change as part of wider steps to manage rising costs, including tax changes from the UK Government.

Key details

  • Leases will have an average yearly mileage allowance of 10,000 miles a year
  • This will be a total allowance of 30,000 miles for a three-year lease
  • Wheelchair Accessible Vehicles (WAVWheelchair Accessible Vehicles) will have a total allowance of 50,000 miles over five years
  • You’ll pay for any miles you do above your allowance at the end of your lease
  • Excess mileage will be 25p per mile including standard rate VAT

What’s changed

Orders placed on or after 1 July 2026 will include:

  • 30,000 miles for a three-year lease
  • 50,000 miles for a new WAVWheelchair Accessible Vehicle five-year lease

What this means for you

If you already have a lease, nothing changes right now.

  • Your mileage allowance will not change on your current lease
  • These changes only apply to new orders placed on or after 1 July 2026

Why mileage matters

Mileage is one of the biggest factors in the cost of running the Scheme.

When we know how many miles a vehicle will travel, we can plan costs more accurately.

Our aim is to:

  • Keep the Scheme affordable
  • Make sure support is fair for all customers
  • Protect the Scheme for years to come

If you need more mileage

If you need to drive more than the allowance, you can pay for extra mileage.

For orders placed on or after 1 July 2026, excess mileage will be charged at:

  • 25p per mile including standard rate VAT
  • 21p per mile if your lease benefits from VAT relief

This cost covers the:

  • Additional distance driven
  • Insurance for those extra miles

Support for customers with higher mileage needs

We know that every customer's circumstances are different. For many customers, the standard mileage allowance should provide enough flexibility for everyday journeys. But we also know that some customers need to travel much further because of healthcare, education or employment.

Support for additional mileage