Personal Contract Purchase Finance Example
Model Name | XCeed PHEV 'First Edition' 1.6 GDi 8.9kWh lithium-ion 139bhp 6-speed auto DCT Plug-in Hybrid | Ceed Sportswagon '3' 1.6 GDi 8.9kWh lithium-ion 139bhp 6-speed auto DCT Plug-in Hybrid | Niro '3' 1.6 GDi 8.9kWh lithium-ion 139bhp 6-speed auto DCT Plug-in Hybrid |
Finance Product | PCP | PCP | PCP |
Monthly Payments | £199 | £239 | £239 |
Customer deposit | £14,233.95 | £11,808.15 | £10,646.90 |
Deposit contribution | £0.00 | £0.00 | £0.00 |
Total deposit | £14,233.95 | £11,808.15 | £10,646.90 |
On the road price | £35,485.00 | £31,120.00 | £32,790.00 |
Offer Price | £32,985.00 | £28,620.00 | £30,290.00 |
Amount of credit | £21,251.05 | £19,311.85 | £22,143.10 |
Interest charges | £0.00 | £0.00 | £0.00 |
Optional final payment | £13,975.05 | £11,075.85 | £13,907.10 |
Total amount payable | £32,985.00 | £28,620.00 | £30,290.00 |
Fixed rate of interest | 0% | 0% | 0% |
Duration of agreement (months) | 24 | 24 | 24 |
Estimated annual mileage | 10,000 | 10,000 | 10,000 |
Excess mileage charge per mile | 9p | 9p | 9p |
APR | 0% | 0% | 0% |
Personal Contract Purchase Finance Example
Model Name | XCeed PHEV 'First Edition' 1.6 GDi 8.9kWh lithium-ion 139bhp 6-speed auto DCT Plug-in Hybrid | Ceed Sportswagon '3' 1.6 GDi 8.9kWh lithium-ion 139bhp 6-speed auto DCT Plug-in Hybrid | Niro '3' 1.6 GDi 8.9kWh lithium-ion 139bhp 6-speed auto DCT Plug-in Hybrid |
Finance Product | PCP | PCP | PCP |
Monthly Payments | £349 | £379 | £379 |
Customer deposit | £7,664.29 | £4,523.28 | £4,895.13 |
Deposit contribution | £2,500.00 | £2,500.00 | £2,000.00 |
Total deposit | £10,164.00 | £7,023.00 | £6,895.00 |
On the road price | £35,485.00 | £31,120.00 | £32,790.00 |
Offer Price | £32,985.00 | £28,620.00 | £30,290.00 |
Amount of credit | £22,820.71 | £21,596.72 | £23,394.87 |
Interest charges | £2,653.79 | £2,375.68 | £2,661.33 |
Optional final payment | £12,910.50 | £10,328.40 | £12,412.20 |
Total amount payable | £35,638.79 | £30,995.68 | £32,951.33 |
Fixed rate of interest | 2.52% | 2.52% | 2.52% |
Duration of agreement (months) | 36 | 36 | 36 |
Estimated annual mileage | 10,000 | 10,000 | 10,000 |
Excess mileage charge per mile | 9p | 9p | 9p |
APR | 4.90% | 4.90% | 4.90% |
Kia Plug-In Hybrid Grant Ts and Cs: †£2500 Kia Plug-in Hybrid Grant is a saving only available on purchase of a new Kia Sorento Plug-in Hybrid, Kia XCeed Plug-in Hybrid, Ceed Sportswagon Plug-in Hybrid and Niro Plug-in Hybrid between 01.04.2021 and 30.06.2021. The Kia Plug-in Hybrid Grant is not linked to the Government PiCG or any other government scheme. Offer available to private customers only, excluding Personal Contract Hire. Saving not available in conjunction with Scrappage saving. Kia reserves the right to amend or withdraw offers at any time without prior notice.
†£2500 Kia Plug-in Hybrid Grant is a saving only available on purchase of a new Kia XCeed PHEV between 01.04.2021 and 30.06.2021. The Kia Plug-in Hybrid Grant is not linked to the Government PiCG or any other government scheme. 0% APR only available on purchase of a new Kia XCeed PHEV in the United Kingdom on 24-month Personal Contract Purchase with a 20% minimum deposit between 01.04.2021 and 30.06.2021. Payment shown based on a 24-month PCP agreement with £14,233.95 customer deposit and £13,975.05 Guaranteed Future Value. Excess miles over contracted mileage of 10,000 miles per annum charged at 9 pence per mile. Kia Plug-in Hybrid Grant and 0% offers available to private customers only, excluding Personal Contract Hire. Both offers not available in conjunction with Scrappage saving. Kia reserves the right to amend or withdraw offers at any time without prior notice. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance, RH2 9AQ.
†£2500 Kia Plug-in Hybrid Grant is a saving only available on purchase of a new Kia XCeed PHEV between 01.04.2021 and 30.06.2021. The Kia Plug-in Hybrid Grant is not linked to the Government PiCG or any other government scheme. 4.9% APR representative only available on purchase of a new Kia Kia XCeed PHEV in the United Kingdom on 36-month Personal Contract Purchase with no minimum deposit and £2,500 owards your Personal Contract Purchase deposit between 01.04.2021 and 30.06.2021. Payment shown based on a 36-month PCP agreement with £7,664.29 customer deposit and £12,910.50 Guaranteed Future Value. Excess miles over contracted mileage of 10,000 miles per annum charged at 9 pence per mile. Kia Plug-in Hybrid Grant and 4.9% APR representative offers available to private customers only, excluding Personal Contract Hire. Both offers not available in conjunction with Scrappage saving. Kia reserves the right to amend or withdraw offers at any time without prior notice. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance, RH2 9AQ. 7 year / 100,000 mile manufacturer’s warranty.
†£2500 Kia Plug-in Grant Hybrid is a saving only available on purchase of a new Kia Niro Plug-in Hybrid between 01.04.2021 and 30.06.2021. The Kia Plug-in Hybrid Grant is not linked to the Government PiCG or any other government scheme. 0% APR only available on purchase of a new Kia Niro Plug-in Hybrid in the United Kingdom on 24-month Personal Contract Purchase with a 20% minimum deposit between 01.04.2021 and 30.06.2021. Payment shown based on a 24-month PCP agreement with £10,646.90 customer deposit and £13,907.10 Guaranteed Future Value. Excess miles over contracted mileage of 10,000 miles per annum charged at 9 pence per mile. Kia Plug-in Hybrid Grant and 0% offers available to private customers only, excluding Personal Contract Hire. Both offers not available in conjunction with Scrappage saving. Kia reserves the right to amend or withdraw offers at any time without prior notice. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance, RH2 9AQ.
†£2500 Kia Plug-in Hybrid Grant is a saving only available on purchase of a new Kia Niro Plug-in Hybrid between 01.04.2021 and 30.06.2021. The Kia Plug-in Hybrid Grant is not linked to the Government PiCG or any other government scheme. 4.9% APR representative only available on purchase of a new Kia Niro Plug-in Hybrid in the United Kingdom on 36-month Personal Contract Purchase with no minimum deposit and £2,000 towards your Personal Contract Purchase deposit between 01.04.2021 and 30.06.2021. Payment shown based on a 36-month PCP agreement with £4,895.13 customer deposit and £12,412.20 Guaranteed Future Value. Excess miles over contracted mileage of 10,000 miles per annum charged at 9 pence per mile. Kia Plug-in Hybrid Grant and 4.9% APR representative offers available to private customers only, excluding Personal Contract Hire. Both offers not available in conjunction with Scrappage saving. Kia reserves the right to amend or withdraw offers at any time without prior notice. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance, RH2 9AQ.
†£2500 Kia Plug-in Hybrid Grant is a saving only available on purchase of a new Kia Ceed Sportswagon PHEV between 01.04.2021 and 30.06.2021. The Kia Plug-in Hybrid Grant is not linked to the Government PiCG or any other government scheme. 0% APR only available on purchase of a new Kia Ceed Sportswagon PHEV in the United Kingdom on 24-month Personal Contract Purchase with a 20% minimum deposit between 01.04.2021 and 30.06.2021. Payment shown based on a 24-month PCP agreement with £11,808.15 customer deposit and £11,075.85 Guaranteed Future Value. Excess miles over contracted mileage of 10,000 miles per annum charged at 9 pence per mile. Kia Plug-in Hybrid Grant and 0% offers available to private customers only, excluding Personal Contract Hire. Both offers not available in conjunction with Scrappage saving. Kia reserves the right to amend or withdraw offers at any time without prior notice. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance, RH2 9AQ.
†£2500 Kia Plug-in Hybrid Grant is a saving only available on purchase of a new Kia Ceed Sportswagon PHEV between 01.04.2021 and 30.06.2021. The Kia Plug-in Hybrid Grant is not linked to the Government PiCG or any other government scheme. 4.9% APR representative only available on purchase of a new Kia Ceed Sportswagon PHEV in the United Kingdom on 36-month Personal Contract Purchase with no minimum deposit and £2,500.00 towards your Personal Contract Purchase deposit between 01.04.2021 and 30.06.2021. Payment shown based on a 36-month PCP agreement with £4,523.28 customer deposit and £10,328.40 Guaranteed Future Value. Excess miles over contracted mileage of 10,000 miles per annum charged at 9 pence per mile. Kia Plug-in Hybrid Grant and 4.9% APR representative offers available to private customers only, excluding Personal Contract Hire. Both offers not available in conjunction with Scrappage saving. Kia reserves the right to amend or withdraw offers at any time without prior notice. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance, RH2 9AQ.