lexus
At RRG Lexus we have many years experience in arranging finance for our customers car purchases, and we'd like to think that we're pretty good at it - in fact, we know we are and that's why our customers keep coming back knowing that they'll get the best possible deals available.
RRG Lexus can offer our customers several finance packages.
Lexus Contract Purchase
A proportion of the overall balance is deferred to the end of your agreement, this final payment represents the anticipated minimum future value (GMFV) of your car which we guarantee, providing protection against a possible drop in used car prices and more options for you at then end of your agreement.
Benefits
- Lowered monthly payments
- Protected by a Guaranteed Minimum Future Value
- 3 attractive options at the end of your agreement
Lexus Purchase Plan
If you are looking for a simple, traditional hire purchase option this plan is ideal. Repayments are fixed over a term to suit you. Providing the repayment terms are met, you take ownership at the end of your agreement by paying the option to purchase fee.
Benefits
- Monthly repayments are fixed for easy budgeting
- No large final payment
- The car is yours at the end of your agreement
Lexus Lease Purchase
A form of hire purchase with the added benefit of deferring an agreed amount in the form of a final payment to pay at the end of your agreement, this lowers your monthly payment to us.
Benefits
- Lower monthly payments
- Easy budgeting – your monthly payments are fixed
- You own the car at the end of your agreement
Lexus Personal Contract Hire
A non-ownership option if you want the benefit of driving a new car but none of the worries associated with ownership, you simply hand back the car at the end of your agreement.
Benefits
- Fixed rentals for easy budgeting
- Optional maintenance cover – spreads the cost of motoring
- The benefits of a new car without the concern of ownership
Lexus Leasing
A non ownership option, where an agreed amount (based on the anticipated future value of the car) is deferred to the end of the agreement. At the end of the agreement you sell the car on our behalf and use the proceeds to pay off this deferred amount. If an insufficient amount is raised you must cover the difference, alternatively, you may benefit from any profit resulting from the sale.
Benefits
- Lowered and fixed monthly rentals
- Rentals are allowable against Tax
- 50% VAT may be reclaimable on rentals
- Vehicle can be treated as a balance sheet asset
- Potential to benefit from any profit made in the sale of the car – over the deferred payment amount
Lexus Contract Hire
A non-ownership option if you want the benefit of driving a new car every 2-3 years but without the worries or administration concerns associated with ownership, you simply hand the vehicle back at the end of your agreement.
Benefits
- Lower monthly rentals
- Rentals are allowable against tax
- VAT and tax benefits
- Optional maintenance package covers unexpected costs
- No responsibility for disposal of vehicle
Finance Application Form
The RRG Group are not contracted to one finance company, we use up to 8 - all of whom have different criteria. All offer sensible rates and our success rate at getting accepted finance deals is one of the highest in the North West. We've learnt that the best way to sell cars and finance to customers with a 'patchy' credit history is to use reputable companies with sensible rates and not to 'stitch' people up.
Please complete the form below and we'll contact you regarding how we can help with your purchase and finance needs.
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