As part of the Kia family, the Kia Finance range of finance solutions are designed with the customer in mind. Kia Finance provide competitive finance and insurance products for customers of RRG Kia Bury

Finance Explained

Kia understand that buying your car will be one of the most significant purchases you will make, so it is important that you consider all the available options. We'll provide you with key information on our products to help make that decision easier

With our fixed interest rates and flexibility of finance plans your new Kia has never been more accessible.

Applying for a finance plan through RRG Kia Bury is easy; we will support you in choosing the right plan for your needs.

Why not check out the latest offers or read below for an overview of our most popular products; Personal Contract Purchase and Conditional Sale.

KEY PRODUCT EXPLANATION

PERSONAL CONTRACT PURCHASE (PCP)

A flexible and popular plan that provides you with the option to change your car on a regular basis.

Personal Contract Purchase explained

Deposit, monthly repayments, optional final payment

  • At the start of the agreement we’ll set an optional final payment for your car, this will be based upon your chosen agreement term and approximate annual mileage.

  • You pay a deposit and then make monthly repayments based on the outstanding loan balance less the optional final payment.

  • At the end of the monthly repayment period you’ll have three options:

KEY PRODUCT EXPLANATION

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Pay the optional final payment and take ownership of the car

Car

Hand back the car with nothing more to pay. Subject to mileage and fair wear and tear. If electing to hand the vehicle back at the end of contract, any mileage in excess of the agreed limit will be chargeable at 9p per mile (Inc. VAT) for all models.

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Part exchange the car and use any equity as a deposit on your next car (if any available, which cannot be guaranteed)

CONDITIONAL SALE

A simple and traditional way to finance your car over a fixed period for a fixed monthly amount.

Conditional Sale explained

Deposit, monthly repayments

  • You pay a deposit then make regular monthly repayments to repay the balance, it’s that simple.

  • As your interest rate is fixed you’ll know exactly how much you’ll repay at the outset of the agreement.

  • Only once all monthly repayments have been made will you own the car

KEY PRODUCT EXPLANATION