Personal Contract Purchase

Personal Contract Purchase (PCP), is a flexible and popular plan that provides you with the option to change your car on a regular basis.

Pay a Deposit → Make Regular Monthly Payments → Then Choose One of the Three Options that Best Suits You at the End of Your Agreement.

Your Choices Ahead:

UPGRADE: You can part-exchange your car for a brand new vehicle.

RETAIN: If you want to keep your car, simply pay the GFV (Guaranteed Future Value) and you can own it.

RETURN: You can give the car back with nothing more to pay (subject to maximum mileage and meeting reasonable wear and tear conditions).

Is a PCP the right plan for me?

  • I would like to keep my monthly payments as low as possible.
  • I would like to choose how much I pay upfront.
  • I want flexibility at the end of my plan.
  • I want to help protect against an unexpected fall in used vehicle prices.
  • I like to drive the newest models.
Personal Contract Plan Car

How do I compare finance plans?